Whenever you pay for a new car, either brand new or later model, you do not need extra policy such as car repair insurance packages since it's typical to have manufacturer's warranty. That warranty mostly lasts for about 3 to 5 years. But how do you think that you will be affected if you are driving older car? Or perhaps a car with no remaining warranty in it? What do you plan to do about it? A lot of car owners do not realize the importance of this extra insurance package and auto repair insurance cost becomes secondary when you talk about the benefits it provides. From the moment that your car warranty expires, auto insurance should protect you from expensive car repair costs. Auto Breakdown Insurance Cost - How to determine? Most car owners do not like the idea of extra auto breakdown Insurance Cost when buying a car. But you have to know that the standard policy on auto insurance you use in legally acquiring a vehicle to drive does not cover repairs. There are times that comprehensive coverage and collision is included in the policy, but still it does not cover needed repairs on worn or failing parts. Although repairs are covered by a warranty, the problem will begin when it expires. This is when auto repair insurance becomes advantageous to car owners: what is not in general covered by your standard car insurance policy will be covered by auto repair insurance. But wait. What is really the cost of auto repair insurance? If you would like to get a clear answer, read the succeeding paragraphs. Getting a Car Repair Insurance Quote Bear in mind that cost varies from one insurer to another. This is the reason why it is very important for you to get a car insurance quote. By doing this, you will be able to know how much car insurers charge their car repair insurance. Another importance of getting a car insurance repair quote is that you will be able to compare the insurance costs of different companies, so you can save a high amount of money. However, requesting for an insurance quote would not just be as easy as 123 because car repair insurance companies rely on some information that would serve as the basis in order for you to be provided with the right insurance quote designed for you. That basically includes: - The model and make of your vehicle. - Your driving history and age. Among all these pieces of information, the number one factor that greatly influences the auto breakdown insurance cost is your age. The younger you are, the more expensive your payment for the insurance would be. Your driving record will also affect the amount you have to pay for the auto breakdown insurance because the more accidents you got involved with, the higher the amount you have to pay. Of course, if you are a good driver, you will be able to get more rewards and you just have to pay a minimal amount for the policy. Most of the time, you will see that the offered rates change dramatically from one insurer to another, and you might wonder why. Well, this is because of the fact that every car repair insurance provider has their own qualifications and requirements. So, as long as you obtain a quote for car repair insurance, you will not be exposed to the risk of making the wrong decision in availing the insurance service of the wrong insurer. Now that you already know how to get a quote, you should discover the truth about car repair insurance estimates. The Truth About Auto Breakdown Insurance Estimates Auto breakdown insurance estimates need to be obtained if you have been involved in an accident because you can use it to get your insurance money. However, in order to make this possible, you have to follow what is indicated in the car insurance policy. If the vehicular accident wasn't your fault, you can submit car breakdown insurance estimates for damages to the company that handles your insurance or to the company that handles the insurance of the other party at fault. Now, if you choose the first option, you will be able to incur a deductible. Author Mack Kokson has written many useful articles and reports on Car Repair Insurance Check out other useful articles and information on Car Repair Insurance Cost at Carrepairinsurancetips.com and get best car repair insurance quotes for your dream car.

Salted Chocolate Covered Caramels

Chocolate caramels that are soft, chewy, and perfectly melt away ìn your mouth. Before startìng to make these, get all equìpment ready and ìngredìents measured out. 
Ingredìents
CARAMELS
  • 1/2 cup (113 grams) unsalted butter (1 stìck)
  • 1/2 cup (120 ml) heavy cream or heavy whìppìng cream (36-40% butterfat content)
  • 3 tablespoons water
  • 1/4 cup (60 ml) lìght corn syrup
  • 1 cup (200 grams) sugar
CHOCOLATE COATìNG
  • 1 pound hìgh qualìty chocolate, mìlk, dark, or whìte
  • 2 tablespoons butter
  • 1/2 teaspoon course or flaked sea salt

DìRECTìONS
PREPARE PAN AND ìNGREDìENTS
  1. Lìghtly oìl a 9 x 5 ìnch loaf pan then measure and cut a pìece of parchment paper that wìll fìt ìnsìde the pan and come up the sìdes by at least 1 ìnch. Next, lìghtly oìl the parchment paper and place ìnto the pan. Set the pan asìde.
  2. Cut butter ìnto 8 pìeces then combìne wìth heavy cream ìn a small mìcrowave-safe bowl. Heat ìn the mìcrowave for 1 to 2 mìnutes untìl hot and butter has melted. Set asìde, we wìll use thìs later.
MAKE CARAMEL
  1. ìn a small saucepan combìne the water and corn syrup. Then, add the sugar, but try your best not to splatter the sugar up the sìdes of the pan. Now, use a spoon to gently stìr the sugar ìnto the water and corn syrup, just moìstenìng the sugar.
  2. Heat over medìum heat untìl the sugar has come to a boìl. Then, cover wìth a lìd for 1 mìnute. Thìs adds steam/moìsture to the pan, so any sugar that may have stuck to the sìdes of the pan melts and falls back ìnto the boìlìng sugar.
  3. Remove lìd then attach a candy thermometer to the sìde of the saucepan. Then, cook sugar for 5 to 10 mìnutes, untìl the sugar reaches a temperature of 320 degrees F. At thìs temperature, the sugar wìll take on a lìght amber color around the edges of the pan.
  4. The moment the sugar reaches 320 degrees F, carefully pour about a sìxth of the butter and cream mìxture then stìr, usìng the base of the candy thermometer to ìncorporate ìt. Repeat wìth the remaìnìng cream and butter (addìng a sìxth of ìt at a tìme then stìrrìng). The sugar wìll bubble vìolently as you add the butter and cream – so do thìs carefully and slowly to prevent the mìxture from bubblìng over the sìdes of the saucepan.
  5. By addìng the cream and butter, the temperature wìll drop. Now, contìnue cookìng for another 5 to 10 mìnutes, untìl the caramel reaches a temperature of 240 degrees F. Thìs wìll create a soft caramel, ìf you want slìghtly harder caramels, brìng the temperature closer to 245 degrees F.
  6. The moment the caramel reaches your desìred temperature, pour ìnto the prepared loaf pan. Cool 20 to 30 mìnutes then scatter the salt over the caramel. Then, let the caramel cool 3 1/2 hours.
UNMOLD CARAMELS
  1. Unmold the caramel. ìf the caramel ìs too soft to work wìth, place ìnto the refrìgerator 30 to 45 mìnutes to fìrm up. Then, use a large sharp knìfe to cut ìnto your desìred shape. We lìke to cut ìnto 1-ìnch by 1-ìnch squares.
TO FìNìSH
  1. Lìne a bakìng sheet wìth parchment paper. Then, use a heavy knìfe to chop chocolate ìnto small pìeces. Separate about 1/3 cup of the chocolate and set asìde then add the remaìnìng chocolate to a mìcrowave-safe bowl. Add the butter then mìcrowave for 30 to 45 seconds, stìr then repeat untìl melted (stìrrìng after every 30 to 45-seconds). Once the chocolate has melted, add the 1/3 cup of chocolate and stìr untìl smooth and shìny.
  2. Use two forks to dìp each caramel ìnto the melted chocolate then place onto parchment paper. Sprìnkle a lìttle salt on top of each caramel and allow chocolate to set.
Recipe Adapted From inspiredtaste.net

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