Whenever you pay for a new car, either brand new or later model, you do not need extra policy such as car repair insurance packages since it's typical to have manufacturer's warranty. That warranty mostly lasts for about 3 to 5 years. But how do you think that you will be affected if you are driving older car? Or perhaps a car with no remaining warranty in it? What do you plan to do about it? A lot of car owners do not realize the importance of this extra insurance package and auto repair insurance cost becomes secondary when you talk about the benefits it provides. From the moment that your car warranty expires, auto insurance should protect you from expensive car repair costs. Auto Breakdown Insurance Cost - How to determine? Most car owners do not like the idea of extra auto breakdown Insurance Cost when buying a car. But you have to know that the standard policy on auto insurance you use in legally acquiring a vehicle to drive does not cover repairs. There are times that comprehensive coverage and collision is included in the policy, but still it does not cover needed repairs on worn or failing parts. Although repairs are covered by a warranty, the problem will begin when it expires. This is when auto repair insurance becomes advantageous to car owners: what is not in general covered by your standard car insurance policy will be covered by auto repair insurance. But wait. What is really the cost of auto repair insurance? If you would like to get a clear answer, read the succeeding paragraphs. Getting a Car Repair Insurance Quote Bear in mind that cost varies from one insurer to another. This is the reason why it is very important for you to get a car insurance quote. By doing this, you will be able to know how much car insurers charge their car repair insurance. Another importance of getting a car insurance repair quote is that you will be able to compare the insurance costs of different companies, so you can save a high amount of money. However, requesting for an insurance quote would not just be as easy as 123 because car repair insurance companies rely on some information that would serve as the basis in order for you to be provided with the right insurance quote designed for you. That basically includes: - The model and make of your vehicle. - Your driving history and age. Among all these pieces of information, the number one factor that greatly influences the auto breakdown insurance cost is your age. The younger you are, the more expensive your payment for the insurance would be. Your driving record will also affect the amount you have to pay for the auto breakdown insurance because the more accidents you got involved with, the higher the amount you have to pay. Of course, if you are a good driver, you will be able to get more rewards and you just have to pay a minimal amount for the policy. Most of the time, you will see that the offered rates change dramatically from one insurer to another, and you might wonder why. Well, this is because of the fact that every car repair insurance provider has their own qualifications and requirements. So, as long as you obtain a quote for car repair insurance, you will not be exposed to the risk of making the wrong decision in availing the insurance service of the wrong insurer. Now that you already know how to get a quote, you should discover the truth about car repair insurance estimates. The Truth About Auto Breakdown Insurance Estimates Auto breakdown insurance estimates need to be obtained if you have been involved in an accident because you can use it to get your insurance money. However, in order to make this possible, you have to follow what is indicated in the car insurance policy. If the vehicular accident wasn't your fault, you can submit car breakdown insurance estimates for damages to the company that handles your insurance or to the company that handles the insurance of the other party at fault. Now, if you choose the first option, you will be able to incur a deductible. Author Mack Kokson has written many useful articles and reports on Car Repair Insurance Check out other useful articles and information on Car Repair Insurance Cost at Carrepairinsurancetips.com and get best car repair insurance quotes for your dream car.

Oyaki (Japanese Stuffed Dumplings)

Stuffed with sweet kabocha squash and miso-glazed eggplant, these Oyaki Japanese dumplings are a popular snack in Nagano Prefecture in central Japan.
As the weather chills and you spend more time in the comfort of your home, I thought it would be nice to share a fun Japanese dumpling recipe that will keep you busy in the kitchen.  You – and maybe your kids too – get to play with flour, making the dough from scratch, and stuffing the dumplings with your favorite fillings!
Ingredients
  • For Dough
  • 2 ½ cups all-purpose flour (2 ½ cups = 300 g)
  • 1 scant cup boiling water (1 scant cup = 200 ml)
  • 1 tsp neutral flavor oil (vegetable, canola, etc)
  • ¼ tsp kosher salt
  • Eggplant Filling
  • 2 Japanese/Chinese eggplant
  • 1 Tbsp sesame oil
  • 1 Tbsp miso
  • 1 Tbsp granulated sugar (you can reduce if you like; See Notes)
  • 2 Shiso leaves (Ooba) (optional)
  • Kabocha filling
  • ¼ kabocha squash/pumpkin (¼ = 300-350 g with seeds)
  • 1 Tbsp neutral flavor oil (vegetable, canola, etc)
  • ¼ cup water
  • 1 Tbsp granulated sugar (you can reduce if you like; See Notes)
  • 1 tsp soy sauce
  • pinch kosher salt
  • The rest of ingredients
  • 1 Tbsp neutral flavor oil (vegetable, canola, etc) (for cooking oyaki)

Instructions
Oyaki Ingredients
  1. To Make Dough
  2. Using the fine mesh strainer, sift the flour into a large bowl. Combine hot water, oil, and kosher salt.
  3. Mix the dry ingredients and wet ingredients with chopsticks until you can pick up the dough with hands.
  4. Use the dough to pick up crumbs in the bowl.
  5. Knead on a lightly floured surface for about 3 minutes, until a smooth dough forms. In Japan, we say “knead until elastic like your earlobe”. Do you say that in your country or is it Japanese think
  6. Form the dough into a ball, put it back in the bowl, cover with plastic wrap, and let it rest at room temperature for at least 30 minutes or longer. Letting the dough rest increases its elasticity making easier to work with later, so please don't skip.
  7. To Make Eggplant Filling
  8. While the dough rests, make the fillings. Remove the eggplant stem and cut it half vertically. Then slice into half circles. Soak in water for 5-10 minutes (Meanwhile, you can cut Kabocha). Drain well and set aside.
  9. Heat sesame oil in a large frying pan and sauté eggplant until it is coated with oil. Cover the lid and cook on low heat for 5 minutes.
  10. When tender, add sugar and combine well.
  11. Add miso and julienned shiso leaves, and mix well together. Transfer to a dish to let cool.
  12. To Make Kabocha Filling
  13. Cut the kabocha into smaller wedges and remove the skin (See How To Cut a Kabocha Squash).
  14. Cut each wedge into thin slices and then cut into thin strips.
  15. Heat the oil in the frying pan and sauté the kabocha. When it’s coated with oil, add water and cook covered for 5 minutes on low heat.
  16. Add sugar and combine well.
  17. Add soy sauce and pinch of salt. Mix well together.
  18. Transfer to the dish to let cool.
  19. To Shape into Oyaki
  20. Roll out the rested dough into a rectangular or circle shape and divide it into 12 pieces.
  21. Make each dough into a ball then press down with your hand.
  22. Stretch the dough to 10 cm (4 inches) in diameter. The important trick is to keep the center thicker than edges. Using your fingers, stretch the outer edges by rotating the dough. This way, when you pinch the dough to seal, the dough won’t be too thick/too much.
  23. Place about 1 Tbsp of the filling in the center of each piece of dough. Close the oyaki by bringing the dough up over the filling, pinching at the top to seal.
  24. I use the same pleating technique as my Nikuman recipe (see the video how I close the dough and pinch).
  25. After pinching the dough, put the pinched-side down on a lightly floured surface and twist a few times. Then press the top of the oyaki little bit into a slightly flat ball.
  26. To Cook Oyaki
  27. Set a steamer ready, by placing a steamer basket on top of wok/pot filled with enough boiling water. If you don’t have a steamer, after cooking the oyaki in a frying pan, add ¼ cup water to the pan. Cover with a lid and steam it until the water evaporates.
  28. Heat the oil in a frying pan (12 inch) and cook oyaki, pinched-side down.
  29. Pan fry for 3-4 minutes each side, or until golden brown.
  30. Transfer the oyaki to a steamer basket and cover to cook on high heat for 15-20 minutes (depending on the size of the oyaki and filling – small one should take about 10 minutes). Make sure the lid is covered with the kitchen towel so condensation on the lid doesn’t fall onto the oyaki.
  31. When they are done steaming, transfer to a wire rack (I use a bamboo strainer) where the heat can escape from the bottom.
  32. Enjoy them immediately. As soon as they become warm, not hot, cover the leftovers with plastic wrap (I wrap individually). Don’t wait until completely cooled down.  You can freeze to store for up to a month, and re-steam to enjoy later.


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