Whenever you pay for a new car, either brand new or later model, you do not need extra policy such as car repair insurance packages since it's typical to have manufacturer's warranty. That warranty mostly lasts for about 3 to 5 years. But how do you think that you will be affected if you are driving older car? Or perhaps a car with no remaining warranty in it? What do you plan to do about it? A lot of car owners do not realize the importance of this extra insurance package and auto repair insurance cost becomes secondary when you talk about the benefits it provides. From the moment that your car warranty expires, auto insurance should protect you from expensive car repair costs. Auto Breakdown Insurance Cost - How to determine? Most car owners do not like the idea of extra auto breakdown Insurance Cost when buying a car. But you have to know that the standard policy on auto insurance you use in legally acquiring a vehicle to drive does not cover repairs. There are times that comprehensive coverage and collision is included in the policy, but still it does not cover needed repairs on worn or failing parts. Although repairs are covered by a warranty, the problem will begin when it expires. This is when auto repair insurance becomes advantageous to car owners: what is not in general covered by your standard car insurance policy will be covered by auto repair insurance. But wait. What is really the cost of auto repair insurance? If you would like to get a clear answer, read the succeeding paragraphs. Getting a Car Repair Insurance Quote Bear in mind that cost varies from one insurer to another. This is the reason why it is very important for you to get a car insurance quote. By doing this, you will be able to know how much car insurers charge their car repair insurance. Another importance of getting a car insurance repair quote is that you will be able to compare the insurance costs of different companies, so you can save a high amount of money. However, requesting for an insurance quote would not just be as easy as 123 because car repair insurance companies rely on some information that would serve as the basis in order for you to be provided with the right insurance quote designed for you. That basically includes: - The model and make of your vehicle. - Your driving history and age. Among all these pieces of information, the number one factor that greatly influences the auto breakdown insurance cost is your age. The younger you are, the more expensive your payment for the insurance would be. Your driving record will also affect the amount you have to pay for the auto breakdown insurance because the more accidents you got involved with, the higher the amount you have to pay. Of course, if you are a good driver, you will be able to get more rewards and you just have to pay a minimal amount for the policy. Most of the time, you will see that the offered rates change dramatically from one insurer to another, and you might wonder why. Well, this is because of the fact that every car repair insurance provider has their own qualifications and requirements. So, as long as you obtain a quote for car repair insurance, you will not be exposed to the risk of making the wrong decision in availing the insurance service of the wrong insurer. Now that you already know how to get a quote, you should discover the truth about car repair insurance estimates. The Truth About Auto Breakdown Insurance Estimates Auto breakdown insurance estimates need to be obtained if you have been involved in an accident because you can use it to get your insurance money. However, in order to make this possible, you have to follow what is indicated in the car insurance policy. If the vehicular accident wasn't your fault, you can submit car breakdown insurance estimates for damages to the company that handles your insurance or to the company that handles the insurance of the other party at fault. Now, if you choose the first option, you will be able to incur a deductible. Author Mack Kokson has written many useful articles and reports on Car Repair Insurance Check out other useful articles and information on Car Repair Insurance Cost at Carrepairinsurancetips.com and get best car repair insurance quotes for your dream car.

Pistachio Thumbprint Cookies with Cream Cheese Filling and White Chocolate Drizzle

These cookies come from my Mom's neighbor, Cathy, who is known for her delicious food.  I found the recipe in one of my Mom's neighborhood cookbooks.  Cathy drizzles them with a semisweet chocolate glaze, but I was feeling like white chocolate.  

Last year, I made these delicious Pistachio Pudding Cookies for St. Patrick's Day and this year I made these thumbprints, but you could really make these all year long and they are so pretty that they would look great on a Christmas cookie platter.  Not that I want to get ahead of myself, we still have 9 1/2 months to think about that.
INGREDIENTS :
  • 1 c. unsalted butter, softened
  • 1/3 c. powdered sugar
  • 1 egg
  • 1 tsp. vanilla extract
  • 1 tsp. almond extract
  • 1 (3.4 oz.) box instant pistachio pudding mix
  • 2 c. all-purpose flour
  • 2 c. finely chopped pecans, for rolling
  • Filling:
  • 1 Tbl. unsalted butter, softened
  • 2 oz. cream cheese
  • 3/4 c. powdered sugar
  • 1 tsp. vanilla
  • a little milk, only if needed
  • White Chocolate Drizzle:
  • 1/2 c. white chocolate chips
  • 1 tsp. shortening

INTRUCTIONS :
  1. Preheat oven to 350 degrees.  For the Cookies: Cream together butter and powdered sugar until light and fluffy.  Add the egg, vanilla and almond extract and mix until combined.  Add the flour and dry pudding mix and mix until combined.  Roll dough into 1 1/2-inch balls and roll in chopped pecans.  Place on a lightly greased cookie sheet.  Use the bottom of a round teaspoon and press into the top center of each dough ball (or you could use your thumb).  Bake for 10-11 minutes.  Remove from oven and press the teaspoon into the top again, because when you bake the cookies the indent fills in a little.  Remove to a wire rack and cool completely.  Makes around 22 cookies. 
  2. For the Filling:  Microwave the cream cheese for 15 seconds or so until very soft.  Stir in the softened butter until smooth.  Add the powdered sugar and vanilla and stir until very creamy.  If mixture is too thick, you can add a little bit of milk until it reaches desired consistency.  Filling should be the consistency of a very thick glaze.  Divide filling between cooled cookies and drizzle with melted white chocolate.  Store cookies in the refrigerator until ready to serve.
  3. For the Drizzle: Combine white chocolate chips and shortening and microwave for one minute or until melted, stirring every 30 seconds.  Use a fork and drizzle over the top of the filled cookies.   

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