Whenever you pay for a new car, either brand new or later model, you do not need extra policy such as car repair insurance packages since it's typical to have manufacturer's warranty. That warranty mostly lasts for about 3 to 5 years. But how do you think that you will be affected if you are driving older car? Or perhaps a car with no remaining warranty in it? What do you plan to do about it? A lot of car owners do not realize the importance of this extra insurance package and auto repair insurance cost becomes secondary when you talk about the benefits it provides. From the moment that your car warranty expires, auto insurance should protect you from expensive car repair costs. Auto Breakdown Insurance Cost - How to determine? Most car owners do not like the idea of extra auto breakdown Insurance Cost when buying a car. But you have to know that the standard policy on auto insurance you use in legally acquiring a vehicle to drive does not cover repairs. There are times that comprehensive coverage and collision is included in the policy, but still it does not cover needed repairs on worn or failing parts. Although repairs are covered by a warranty, the problem will begin when it expires. This is when auto repair insurance becomes advantageous to car owners: what is not in general covered by your standard car insurance policy will be covered by auto repair insurance. But wait. What is really the cost of auto repair insurance? If you would like to get a clear answer, read the succeeding paragraphs. Getting a Car Repair Insurance Quote Bear in mind that cost varies from one insurer to another. This is the reason why it is very important for you to get a car insurance quote. By doing this, you will be able to know how much car insurers charge their car repair insurance. Another importance of getting a car insurance repair quote is that you will be able to compare the insurance costs of different companies, so you can save a high amount of money. However, requesting for an insurance quote would not just be as easy as 123 because car repair insurance companies rely on some information that would serve as the basis in order for you to be provided with the right insurance quote designed for you. That basically includes: - The model and make of your vehicle. - Your driving history and age. Among all these pieces of information, the number one factor that greatly influences the auto breakdown insurance cost is your age. The younger you are, the more expensive your payment for the insurance would be. Your driving record will also affect the amount you have to pay for the auto breakdown insurance because the more accidents you got involved with, the higher the amount you have to pay. Of course, if you are a good driver, you will be able to get more rewards and you just have to pay a minimal amount for the policy. Most of the time, you will see that the offered rates change dramatically from one insurer to another, and you might wonder why. Well, this is because of the fact that every car repair insurance provider has their own qualifications and requirements. So, as long as you obtain a quote for car repair insurance, you will not be exposed to the risk of making the wrong decision in availing the insurance service of the wrong insurer. Now that you already know how to get a quote, you should discover the truth about car repair insurance estimates. The Truth About Auto Breakdown Insurance Estimates Auto breakdown insurance estimates need to be obtained if you have been involved in an accident because you can use it to get your insurance money. However, in order to make this possible, you have to follow what is indicated in the car insurance policy. If the vehicular accident wasn't your fault, you can submit car breakdown insurance estimates for damages to the company that handles your insurance or to the company that handles the insurance of the other party at fault. Now, if you choose the first option, you will be able to incur a deductible. Author Mack Kokson has written many useful articles and reports on Car Repair Insurance Check out other useful articles and information on Car Repair Insurance Cost at Carrepairinsurancetips.com and get best car repair insurance quotes for your dream car.

Easy Silky Crème Caramel aka Leche Flan or Caramel Custard

I can’t think of anything simpler to make than this easy silky smooth crème caramel also known as leche flan or caramel custard.  It’s a luscious dessert topped with caramel syrup that will have everyone asking for seconds.   A recipe that can easily be halved, it uses just four whole large eggs.
Caramel custard can be steamed on the stove top, but since I don’t have a steamer, I baked mine in a bain marie.

A simple and easy recipe for silky crème caramel also known as leche flan or caramel custard will have everyone asking for more.

Ingredients
  • For the caramel syrup:
  • 1 cup sugar (210 g)
  • ¼ cup water (65 g)
  • For the custard:
  • 4 large whole eggs
  • 2 cans evaporated milk (12 fl oz / 354 ml per can)
  • 2 cans sweetened condensed milk (14 oz / 397 g per can)
  • 2 teaspoons vanilla extract
  • Equipment needed:
  • 4 -5 oven proof pyrex baking dishes or ramekins – preferably smaller than 5 inches in diameter
  • Water bath (bain marie) – roasting pan or lasagna pan large enough to hold the baking dishes
  • Tongs for uncovering the baking dishes
  • Food processor or wire whisk

Directions
  1. Position the baking rack to the lowest level just above the heating element. Preheat oven to 350°F. Have your oven proof baking dishes and the large pan for the water bath ready.
  2. For the caramel syrup:
  3. Pour the water over the sugar in a small sauce pot. Swirl the pot to dampen the sugar. You don’t have to stir. Turn the heat on to medium high and let the mixture boil. After about 8 – 10 minutes, when the syrup starts to turn a light golden amber color, remove the pot from the heat and divide the syrup among the baking dishes. Pour syrup just enough to coat the bottom of each baking dish. The caramel will harden within a few seconds.
  4. For the custard:
  5. Prepare the hot water for the water bath. Fill a kettle with water and let boil while you prepare the crème caramel.
  6. Give the eggs a few quick pulses in a food processor to blend. Add one can of evaporated milk and pulse together with the eggs. Then add the rest of the evaporated milk, the condensed milk and the vanilla extract. Pulse until well blended. Run a knife or spatula to break up any foam or bubbles on the surface. The fewer the bubbles, the smoother the custard will be.
  7. Pour the milk mixture over the hardened caramel syrup in each baking dish. Cover each dish with aluminum foil. Arrange the baking dishes in a large pan. Place the pan in the oven then pour the entire kettle of hot water into the water bath. Make sure to wear oven mitts to avoid burning yourself.
  8. Bake for 65 minutes covered. Lower the temperature to 300°F. Wear your oven mitts and remove the foil from each baking dish using a pair of long tongs. Bake for an additional 30 – 35 minutes uncovered.
  9. The custard is done when the edges are firm. If you give it a shake and the center wobbles just slightly, it’s ok as it will continue to set from the internal heat. The color will be a very pale yellow just slightly darker than before it was baked.
  10. Remove from the oven and let the baking dishes cool completely. Ideally, let them chill in the fridge covered overnight before turning out.
  11. Slide a knife around the edge of each baking dish. Place a plate on top and invert the dish to turn out the crème caramel. If the crème caramel doesn’t slide out right away, don’t worry, just run the knife around the edge again. Sometimes there is a suction that holds the custard, but once that is broken by sliding the knife around the edge again, it will detach from the dish very easily.
  12. Use an overturned bowl to cover each custard and keep chilled.

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